A dashboard that makes sense at a glance
Your balance, income, spending and budget pressure on one calm screen — see where the month is going without digging.
Free to start — no card requiredPersonal finance, simplified
4.9 from early finance teams
All your money, in one calm place.
Spending, budgets, recurring bills, goals, debts and receipts in one calm place — with an assistant you can actually ask about your money.
AMJS
4.9 from early finance teams
Saved this month+$2,100
Budget on track65% used
40k+transactions organized
$2.4Btracked and budgeted
120+currencies supported
4.9product satisfaction
Features
Everything you need to stay on top of your money
One calm workspace for spending, budgets, accounts, merchants, recurring bills, goals, debts, insights and AI review — synced across web, mobile and MCP.
Add in seconds
Log any expense fast — smart categories, tags and account memory do the rest.
Budgets that adapt
Set limits per category and watch live progress, with a gentle nudge at 80%.
Accounts & transfers
Cash, banks, cards and wallets across 30+ currencies, with transfers and net worth.
Categories & subcategories
Color-coded categories you can nest, reorder, archive and merge as life changes.
Merchants
See exactly who you pay, with per-merchant totals, history and notes.
Recurring & bills
Auto-create rent, salary and subscriptions; pause, skip and preview what is due next.
Goals & savings
Save toward what matters with auto-allocation and a forecast finish date.
Debt payoff
Track loans and credit cards with live balances and a clear payoff plan.
Receipt scanning
Snap a receipt and let OCR fill in the merchant, amount, currency and date.
Smart insights
Plain-language suggestions surface what changed and where you can cut back.
Reports & export
Monthly and annual breakdowns by category, account and period — export to CSV.
CSV import
Drag in a bank statement, map the columns, and import your history in minutes.
Effortless entry
Log any expense in three taps
No forms, no friction. Add the amount, pick a category, and WalletFlow remembers the context for your later reports.
- Quick keypad
Big, fast, and built for repeat entry.
- Smart categories
The right category, suggested automatically.
- Any account, any currency
Cards, cash, banks, and 120+ currencies.
Stay in control
Budgets that keep you honest, gently
Set limits and watch them update live. WalletFlow warns you early, not after the budget is already gone.
- Live progress
Every transaction updates your budget instantly.
- Early warnings
Know at 80%, not at 110%.
- Goals and savings
Put money aside for what matters and watch it grow.
Ask anything
A money assistant built in — and your favorite AI chat, too
WalletFlow has a built-in assistant for quick questions, and ships an MCP server so you can also connect Claude, ChatGPT, or any compatible client to your own data.
- Built-in assistant
"How much did I spend on food this month?" answered right inside WalletFlow.
- Connect Claude & ChatGPT
Add the MCP connector once with your own session — everything stays behind RLS.
- Full web dashboard
Budgets, reports, imports and trends on a bigger screen.
AI chat WalletFlow MCP
How much did I spend on groceries this month, and am I within budget?
WalletFlow - get_spending
Groceries spent$486.10
Monthly budget$400.00
Status$86 over
You are $86 over on groceries. Dining still has $112 left if you want to rebalance.
Ask about your spending...
3 tapsto log any expense
100%private by design
$420average monthly clarity
2 minto start a budget
Pricing
Start free. Upgrade when you are ready.
No ads. Your data stays yours. Simple packaging for mobile, web, imports, reporting, and MCP workflows.
Free
$0
Everything you need to start tracking.
- Unlimited transactions
- 1 account
- Budgets & categories
- Spending breakdown
Plus
$6/ month
For everyday budgeters who want more control.
- Everything in Free
- Unlimited accounts & budgets
- Recurring, goals & debts
- Merchants & receipt scanning
- Smart insights
Premium
$12/ month
Power features for serious money management.
- Everything in Plus
- Multi-currency & FX history
- Reports & CSV export
- Built-in assistant + MCP
- Priority support
Loved by people like you
Money, finally under control
"WalletFlow is the first tracker I actually open every day. It is simple, fast, and calm."
A
Amara OseiDesigner
"The budgets warned me before I overspent. I finally understand where my money goes."
M
Marco VidalFreelancer
"Adding an expense takes seconds, and the AI connector makes monthly review much easier."
J
Jenna ParkProduct manager
Take control of your money today
Join people who track smarter with WalletFlow. Free to start, built for mobile, web, and AI chat.